A Good Day

Hello reader(s) of dearness!

Remember me?  No?  Probably for the best.

Anyway, I have to say that I think the wave might have finally broke, and things are going to get a little easier once again.  (You may applaud.)

Let me explain what all has been going on.

  • My health  It has been difficult ever since I got out of the hospital for the mild sepsis, or bacteremia, or whatever the fuck it was.  The last course of IV antibiotics that I had seemed to further set off my autonomic and peripheral neuropathy, causing a whole shit-ton of problems to get even worse.  Fortunately, I am now learning to adjust my life accordingly, and am also receiving treatment to try to keep out of the hospital.  Today, I got a lead on financial assistance for that treatment, which will help a great deal because even when I have the money, with that expense, it won’t last.
  • Being forced to move  Because housing and rental prices are through the fucking roof here, my fiance was forced to move because the owner of the house decided to sell.  This caught her off guard since it seems the owners bought the property for more than they can get for it now.  As such, there was not enough money for deposits saved.  Fortunately, I was able to take an early payout of some money that was already scheduled to be distributed to me, in order to avoid interest and fees on borrowing.  The hassle of trying to find an acceptable place in our price range was daunting, but we were able to find a nicer, larger house, for the same price that her previous model is currently renting for.  I love this house, and think it will be a nice place to call home for a time.
  • Registration issues  It seems every time someone moves a long distance, important documents get lost along the way.  So when my fiance went to get her registration done in this state, she realized that she was missing a document that our state requires.  Our state is shitty about it too, and her previous state is full of incompetent liars.  Her out-of-state registration was expiring, so she was not able to drive her vehicle.  Fortunately, my Beastess works great, and we have been utilizing it, but it sucks being down to only one car, especially when moving the last few items she has from her old house to our new one.  She rushed off, overnight, a letter and the fee to get a copy of that document, along with an overnight envelope, but the assholes in that state sat on it for 11 days before finally sending it back.  I just happened to have checked the tracking number today, and found it was delivered, just this afternoon.  She can now get her car back, and there is much rejoicing.
  • Government issues  I think the last time I posted, I was under Social Security Disability review.  Despite my paranoia about it, the government agrees that I am obviously disabled, and so my benefits shall continue.  (Even though the GOP might cut all that because they are scum sucking fuckpigs.)  Meanwhile, every single thing you see is some embarrassment to our country.  I really am just deciding that I need to find a way to live without any government at all, because I think that is where things are heading.  Of course, things would be different if I lived in a state that actually has programs, but I do not, and so fuck anyone who thinks I am not doing all I can, especially as they vote for the fuckers trying to take away what little there is.  At any rate, I feel more comfortable relying on my fiance, than I do a bunch of old, white, Christian conservatives who were born into money.
  • Miscellaneous issues  Between my cross-country move earlier in the year, moving into a former “friend”‘s house who wanted me to act more like a rent-paying house guest than a roommate – who then kicked me out when I stood up for myself, moving again, losing another “friend” who wouldn’t stop hitting on my fiance (and basically blamed me for stealing her as if she was ever interested in his married-ass anyway), having to give my cats to my mother due to primarily allergy and logistical reasons, and some other issues…this year has been a monkey-fucked donkey dick.

But this year has been pretty damn good too.

I met and got engaged to my lovely fiance.  I am absolutely stunned by the depth of our connection in such a short time.  Having her in my life has been amazing.

Even though we had to move, the house we are in now is like my dream home.  I love it.  We even found a couple spare hours (over the course of a few days) to decorate for Halloween.  I love the way it looks with decorations, and am really anticipating Christmas.

I have great friends that know and understand my limitations.  They do not make me feel bad when I can’t show up to most things, or cancel at the last minute.  They welcome me back anytime I am physically able to get together.

One of my friends surprised me by repaying a loan early, and in full, (rather than the payments we agreed upon), just when it was needed most.  Because when insurance sucks, medical treatment is expensive, and your income is peanuts, a large sum of money isn’t nearly as large as some think.  The timing was incredible, and breathing is now possible.

My cats are very happy with my mom, and I am so relieved.  They will always be my kids, even if they are now her kitties.  I am so grateful that she was able to take them, because otherwise I don’t know what I would have done.

And it is fall, and almost time for Halloween, Samhain (same day), and Dia De Los Josh!

Anyway, between getting the document, some work done to clean my fiance’s old residence, the news of possible financial assistance for my treatments, and just a general good feeling, I gotta say, today was a good day.

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Friends, Romans, Countrymen, Dogs, Cats…

Hello dear reader(s)!

I am not writing my book right now.  My computer is getting too hot, and I have a feeling it might take a proverbial dump on me, so I have put off the writing of anything important to me until I can be more assured it will not be lost to the sketchy electronics in this crappy lovely computer.

On the plus side, my blog-type-thing isn’t important to me, which means I can write here until my computer is resigned to the big recycling heap in the sky.  (Recycle it?  Not with MY browsing history!)

So…where did we leave off?

I think we were nearing the meeting of O’Rinn and Alexandra at the battle of Lethos.

Surrounded by the bodies of his fallen enemies, O’Rinn was still feeling the effects of the adrenaline.  He knew if he did not find an outlet, the beast within would once again emerge.  He could not risk his allies from the East learning his truth.  He wanted to tear into someone, but all his opponents were dead.  His blood felt as if it were boiling and his muscles tensed tightly, causing him to look more animal than human.  Indeed, he was, but he knew that to be a secret best kept to himself.  He began his attempts at meditation.  He visualized his home by the rocky shores of the western ocean and attempted to feel the serenity and peace he felt when home.  

Out of the water, she came.  Her dark eyes, both deep and piercing, held his gaze as he looked upon her beauty.  Her raven hair fell onto her pale shoulders.   Her warrior dress seemed to emphasize each and every curve of her body.  Rather than calming the beast, this image of her seemed to only stir the fire within.  As she approached closer, he saw the blood stains she proudly bore upon her clothing, and the ocean scene faded away.  The desolate, bloody battlefield reemerged and still she came closer.  He realized he wasn’t imagining her with the ocean, but knew she was straight out of his dreams.  

“I am eternally grateful to you, great warrior,” she began as she touched his cheek with her fingertips.  “Our people surely would not have survived this onslaught without your courage and skill.”  

O’Rinn replied, “No need to be grateful, we of the Albion have a common enemy.  Nothing more, nothing less.  We are also grateful for your fighters, and especially a woman so brave as yourself.”

“Queen.” Alexandra corrected.  “And since you were clearly ignorant of that fact, I will not be offended that you did not kneel before me.”

“I kneel before no one,” O’Rinn stated with a slightly annoyed tone.

“Your poor lovers,” Alexandra answered as she looked hypnotically into his eyes.  “I am quite certain I will have you kneeling before me by nightfall,” she continued as she removed her hand from his cheek and brought it down to firmly grip his co-

Wait, what?  We didn’t leave off there?!?!!  You mean I hadn’t been posting this story all along?   Oh, well…what do you want from me?

I don’t want to write about current events.  It’s too depressing right now, and there are plenty of people with a much larger influence speaking to it all better than I can.

Life is pretty good, with the exception of health and wishing I were more financially secure, so that is nothing worth writing about either.

I could go into more details about my health, but I am still coming to grips with the reality that there is no getting better from this.  I had always thought that if I could just take care of X, Y, and Z, that I could resume a somewhat normal and independent life, and learning that there is no taking care of X, Y, and Z is a little hard to handle.  Symptom management with little results seems to be all I can do.  At least I won’t be wasting as much co-pays on different specialists who can’t do anything for me anymore.  It is too depressing to think about for very long.

I fell backward and stepped on my phone last week.   My replacement phone literally just arrived a minute ago.  It is amazing how much you don’t realize you use your phone until you don’t have one.  It is pathetic how much I have come to rely on it.  I mostly miss the camera.  It is hard to take naughty pictures while holding up my computer.  (Kidding.  It is actually easy to take naughty pictures using my computer.)  (Kidding, I don’t take naughty pictures*, unless you count taking pictures of the naughty food treats my fiance spoils me with.)  (*Subject to change based on finances.)

Anyway, I guess what I am saying, is that I am probably back for now, but might just write a bunch of stories because there really isn’t much I want to talk about and I am not yet at the point where I need to start camming in order to keep afloat.

I hope you all are doing well, and are enjoying the day of labor.

 

 

 

 

 

 

Friends With Benefits

Hello dear reader(s)!

This post is not about fuck buddies.  I am talking about the kind of benefits you might get from a job.  Benefits like good health insurance, 401K, a pension (if they still have those, and won’t sue to get out of them later), short and long-term disability benefits, a large coke, and a side of onion rings.

I remember when I didn’t have any benefits.  I had friends with benefits, that I was very jealous of.  Having no health insurance sucked.  I was always scared something catastrophic would happen if I were to get sick or injured.  I racked up a lot of medical debt during that time, from the non-catastrophic but still emergent things I needed done.

Eventually, I got a job with good benefits.  It came right in time as only about a year later I really started showing signs that I had cancer.  I was extremely fortunate to have had that job and those benefits when I did.  My company self-insured, but used a major insurance company to administer their plan.  It was a great plan, much better than any of the standard plans you see on the exchanges, or even with a good Medicare Advantage plan.

Now class, pay attention, because here is where I propose a plan for healthcare in this nation that might actually be feasible.  Ready?

Start by taking away the exchange and individual insurance markets from the health insurance companies, and give everyone not on a group plan Medicare.  We will not get a Medicare-for-all system as long as these companies are buying our politicians.  Even taking away the individual markets will require some strength on the part of those in power, but it will make those officials hugely popular with their constituents.  In exchange for losing the individual markets to Medicare, they can open their Medicare Supplemental and Medicare Advantage plans to those new Medicare recipients, provided those plans closed the donut-hole for prescriptions.  Some revenue for them would be better than none to them, which is the only other viable alternative.

In the meantime, the insurance companies can continue to insure and administer group plans, but all ACA requirements on plan quality must remain, and the plans must cover at least what Medicare does, for less cost to the employee, so that those plans are not seen as punishment for working.  Health coverage from a job should be an actual benefit.

Medicare should be allowed to then negotiate with pharmaceutical companies and other provider groups to lower healthcare costs.

My proposal would be paid for by lifting the payroll tax cap, a cut to the growth rate of our defense budget, and by folding the VA into the new Medicare system, and selling the facilities and assets to private hospital groups to be privately run, provided they agree to all of Medicare’s rules.  Our veterans will no longer have to wait and be neglected at some sub-standard facility.  Veteran’s Medicare would not have coinsurance but would be administered by Medicare rather than having a separate department and more overhead.

I would attempt to phase out the insurance companies from group plans as well, allowing those companies to reconfigure and find other ways to remain in business, but that would likely be a non-starter until automation has made employment obsolete and most of us are on a universal basic income.

Any representative who wishes to advance this or a similar proposal in order to fix the broken healthcare system in this country is more than welcome to do so, and can take all the credit for it.

The only thing I ask in return is that I have healthcare when I need it.

 

 

 

Real Healthcare NOW!

Hello dear reader(s)!

I hate health insurance companies.  So do my doctors.  So do most of the staff I have dealt with, even though I know that without the for-profit middle-men of the insurance companies interfering in health care, many of that staff would not be employed.

The simple fact of the matter, is that health insurance companies make everyone’s health care more expensive, and less effective.

Here is an example, from this morning.

I have a Medicare Advantage plan.   It usually picks up the other 20% Medicare won’t pay, (minus co-pays, deductibles, etc…) and also sets up yearly out-of-pocket maximums which makes it worth it.  It also has a decent drug plan.  However, that means you are subject to networks, and in my case (because it is HMO style), referrals.

So today, I went to an appointment with a PCP (Primary Care Physician, not the drug), in order to…wait for it…get referrals.

You see, for me, with my history, every damn thing I need requires specialists.  A Primary Care Physician simply can’t grasp all of the different pieces of the puzzle that is me.  There are a lot of people like me.

Yet insurance companies work off of what is good for the average patient they are fleecing and know that most people don’t usually need specialists and that they can save more money just be being seen by Primary Care Doctors.

But not me.  And not a lot of other people.  My Primary Care Doctor really has no business being involved in my care.  Yet here I am, taking up an appointment slot, causing a doctor to get paid asking me questions on why I need the specialists I seek when I know damn-well why and could call them myself for the appointments if my insurance would pay.

It is always a fight too.  Despite being part of the same health group of my most recent hospitalization, the initial hospitalization of my first chemotherapy post-diagnosis, and some follow-up care and other hospitalizations, they still have to waste time asking me questions to justify the need.  They finally pull up a bit of records and then they agree, knowing that they have neither the time nor the expertise to treat me.  They bill my insurance company who spreads the costs out in terms of premiums and my insurance company receives money from Medicare.  It was a completely unnecessary visit, but people must get paid.

In addition, my Primary Care Physician always seems to believe they will uncover some truth the specialists will miss or are unrelated to my vast history and will order labs.  (As if the specialists won’t duplicate the same tests when under their care.)  Now I have to go do labs that will then be billed to my insurance company and the government, increasing costs.

The labs will come out abnormal (because it’s me) and the people at the office of the Primary Care Physician will not understand that is my normal and that only a specialist can really properly interpret the numbers.  They will panic and either have me go the ER or come back in for another appointment rather than give me the numbers over the phone or just send them on to the multiple specialists I am already being referred to.  Everyone will get paid.


It’s fucking bullshit.

These fucking death profiteers need to get their grubby-ass hands out of the game altogether.  They are not legitimately insurance, as insurance indemnifies against loss and they just profit while sticking their nose in your treatment.  Their profit margins are so high, as is their overhead, that costs are ridiculous.

Additionally, every hospital and provider group need to hire additional staff in order to deal with these scum which makes the costs of everyone’s healthcare increase.

Then the GOP turns around and blames the sick for everyone’s high costs, not even mentioning the obscene profits of those with their dirty fingers in the pie.  Real insurance, would be able to cover everyone, with lower costs.  Insurance is a pool, everyone pays into.  The money is available for those who need, on the likely scenario that people paying in will not all need it, but it is there just in case.  When people dip into that pool for insane profits and lavish lifestyles, it makes it seem as though that pool is not big enough even though without the unchecked greed and extra costs, it absolutely would be.

Canada does healthcare great.  Is it perfect?  Nothing is.  But the biggest complaints I hear about Canadian healthcare is the wait for elective procedures.   Our wait is growing here too, and we aren’t covering everyone.

Add to that George W. Bush’s gift to big pharma that Medicare won’t even negotiate for drug prices as a block, and it is no wonder people (not just the poor) are losing everything when a health issue arises.

Despite popular belief, a lot of the catastrophic health issues that arise have nothing to do with lifestyle.


My Medicare Advantage plan is better than Medicare alone.  Am I glad I have it?  No.  Because in most places I wouldn’t need it.  It costs money for the premiums and my income is already severely limited.

A lot of people do not like the politicians in this country.  I am one of them.  Just because vast amounts of money are thrown at someone, doesn’t mean they need to take it and let it influence them.  But a lot of people seem to miss that there are people behind the politicians trying and succeeding at buying their influence.  They claim healthcare is so expensive but throw vast sums of money at people who are supposed to represent you in order to influence policy in a way that brings them the highest possible profits.


We need single-payer healthcare.  Genuine healthcare that isn’t tied to a company’s stock price.  Until we have it, do not expect anything to get better.


If the people ever rise up, I would hope they remember that it is not just the government who is the threat.

 

 

Time To Rise

Hello dear reader(s)!

It is time to stop crawling.  It is time to stop bowing to the hate that has invaded our lives.  It is time to rise against the forces that threaten us.  It is time to fight back.

A desire for peace has for too long been interpreted as weakness or an unwillingness to fight.   Appealing to reason has been seen as appeasement.  We have attempted to work with those who oppose us despite their unwillingness to do the same.

We’ve played within the rules of a game that is rigged against us.

As we have seen, it is a game that we can not win.

This isn’t about voting, or the electoral college, or the popular vote, or anything else related to this particular election.  This is about those who have forced us to choose between two of the most hated candidates to ever run for office.  This is about those who have forced us to watch as our government is sold to the highest bidder.  This is about those who have a responsibility to report the news and the truth yet sit by and let people lie to us for their ratings.

So how do we fight them?

We can start by identifying our opponents.

It isn’t Trump, or Trump supporters.  I don’t like them, I hate Trump, but he isn’t the problem here.

As irresponsible as their votes for a racist misogynist are, I am sure most of them actually aren’t racist misogynists.  They were simply desperate, and misled.  Say what you will about them, but voting for Trump seemed the most likely way to vote outside the system.  Of course, they are finding out their candidate is anything but outside the system as he starts to fill positions with the insiders he promised to clean out.  We knew this would happen, but in their desperation I am certain they didn’t want to see it.  I would love to hate them, but if they are truly so desperate, I can’t.  I can only be mad at their unwillingness to stand up for the rights of all people instead of simply believing a conman who played on their fear and desperation.

So, who are the people who truly deserve our wrath?

  • “News” outlets  Specifically television news.
  • Lobbyists  These people have to register, it is easy to find out who they are.
  • “Defense” contractors  The real welfare recipients
  • Incumbent Congressmen  
  • The two major parties  
  • Political Action Committees
  • The greediest of corporate America  The other real welfare recipients

I think you don’t have to be to the left, or to the right to know that these groups have taken our country and turned it to serve them, instead of serving our country.

So, now that you have identified them, how do you fight back?

Well, I prefer nonviolent action.  I believe that violence should only be used as a last resort, in any situation.  The consequences are far too severe for me personally.

You could boycott these companies.  You could write to Congress and actually track their votes, letting them know that if they continue to work for those they are not Constitutionally supposed to represent, that they will not hold office for long, and then work to actually make good on that promise.  You can vote for third parties from the ground up, so the parties can actually be built into genuine forces.  You can come up with your own ideas, on how to fight these people in a peaceful way.

Protesting in the streets isn’t dong any good.  Complaining about the system isn’t doing any good.  Calling out people on social media isn’t doing any good.  Our voices have been heard for too long.  They are heard, and ignored because the money keeps coming.  The time for raising our voices is over.  It is time to rise in action.

Let’s rise up and fight a peaceful revolution, before things get so bad that someone sparks a violent one.

What ideas do you have for peaceful revolution?  Please leave them in the comment, or write your own post and paste the link.  Let’s make this a guide.

Punished For Cash

Hello dear reader(s)!

Yesterday, I went to kick off the birthday fun with going to court!  (True story.)  It was actually in order to get a letter saying I do not owe property tax for my vehicle so I could get it registered in this state.  I thought it should have been easy, but I was wrong.  Because when I got there, I was met by an extremely rude lady who informed me that they needed the title of my vehicle (I had), and one of the following four document choices with an out of state address for the past two years:

  1. Bank statements with physical address
  2. Utility Bill with service at address
  3. Lease Agreement or Mortgage Payment Statement
  4. Credit Card Statement

Now, here are the corresponding problems:

  1. No bank account
  2. Utilities were never in my name
  3. No formal lease
  4. No credit cards

So how in the hell am I supposed to do this?  I am sick and tired of needing to be part of commercial systems in order do things that should be legally available to residents of a certain place.  Why am I being punished by possible not being able to legally drive my vehicle because I don’t want credit cards and hate banks?

Anyway, that was annoying.  But then, I did have fun on my birthday.  I played air hockey, mini golf, skee-ball, and cards against humanity.  I had yummy soft tacos for dinner and my traditional birthday pumpkin pie for dessert.  I got great gifts and spent time with great people, and it was a great birthday.  I found a very nice little small town in my travels, which I am very excited to explore later.  I had a lot of friends send me good wishes, including many of you dear reader(s)!

Anyway, now I have to figure out what to do in order to get my car registered.

What all are you up to today?

Poor People Tips

Hello dear reader(s)!

As regular reader(s) of this here blog-type-thing may or may not be aware, I am unable to work due to my many ongoing and annoying AF health issues.  Living off of disability can be quite the struggle and leads to abject poverty.  (I have been longing for the chance to use abject in one of my posts, and there it is.)  Hopefully we can get rid of the immediate issues and come up with a plan to end this purgatory, but until then, I will just have to live in this sea of abject abjectness.

As such, I have, with the help of the outstanding research team here at MyFridayBlog™ (me), come up with exclusive never before seen strategies to make your half-dollar go further than you ever could have possibly imagined unless you have imagined sending your half-dollar to space or something odd like that in which case, bravo.  You win, okay?  We get it, you sent your half-dollar further.  What do you want, a medal?  It is bad enough you could afford to send your half-dollar to space, now you want to rub it in?  Kick a man when he is down and living in abject poverty?

Nevertheless, out of pure generosity, I have decided to offer my exclusive poor people tips to you.  You can use these tips to either save your half-dollar or make it go further.  I ask that you only use these tips if you are poor.  This is the honor system, which likely means plenty of the richest people are going to use these tips as those people have no honor.  For the rest of you, please, do not use these tips and ruin it for those of us living in the abjectness.

So it is with pleasure and happiness, and a side of thriftiness that I present to you my exclusive tips for those of us currently suffering from the poor, in all its abjectness.

  • Do Not Eat Ramen.  Well, not processed Ramen, anyway.  Yes, Ramen packets are cheap, but they are loaded with sodium and will just make you hungrier later.  In addition, the money saved will eventually need to be quadrupled and then spent on a trip to the emergency room.
  • Date Someone Who Does Not Always Expect You To Pay.  Going Dutch is one of the best contributions the Dutch have made to the world.  Forget their contributions in cartography, art, multinational corporations, democratic socialism, cocoa powder, etc… Going Dutch on a date is the best thing ever when you are poor.  Also, equality.
  • Make you own food as much as possible.  You pay a lot for the service of someone else making your food for you.  If you are capable, make your own damn food most of the time.  You will probably make it better anyway, unless it is something fancy, or you are out on a Dutch date.  Also, health.
  • Follow the law.  If you are poor, a fine can ruin your life.  You might even end up in prison as debtor’s jail becomes increasingly common as municipalities seek to fund keep their funding on fines and lousy financing.  Then when you can’t pay, you go to jail, which costs them more money, they try to bill you for.  Then when you can’t pay for that, you go back.  Rinse and repeat.  Also, laws.
  • Use a network re-seller for your cell service.  Wayyyy cheaper.  Same networks.  No contracts.  No supporting the stupid ad campaigns of the terrible major mobile companies.  Also, fuck you AT&T girl.  Fuck you, Ricky Gervais.  Fuck you, um…T Mobile person??  Fuck you, does Sprint still exist?
  • If you live in a major city, attempt to utilize public transportation as much as possible.  If you are living in as much abject poverty as those of us who live in that abject poverty and its abjectness, you may even qualify for discounted rates for the transportation that is public.  Also, environment.  Also, parking.  Also, that idiot in the Audi who likes to run that stop sign near you and almost hit your Beastess.  Also, gas.  Also, traffic.
  • Be a roommate.  Because there is no way possible those of us in abject poverty could live on our own,  no matter now “affordable” they claim the slums that have miles long waiting lists to be.  Be sure to date someone who has their own place, or find a roommate who is gone often.  Also, two people usually don’t use twice the utilities.  Also, shared Netflix, HBO Go, etc…
  • Remember your abject poverty is not as abject as some people’s abject poverty.  Remembering to be thankful for the things you do have, and to remember that even though you have little, some have much less or none at all, will help you to save money by not engaging in retail therapy.  Also, regular therapy is expensive.  Also, antidepressants are expensive.
  • Use protection.  Babies are expensive.  And annoying.  Even if you are likely incapable of having children, use protection anyway.  Treating sexually transmitted diseases is expensive.  And likely annoying.  Like children.  Children are sexually transmitted diseases.  Also, yes, even your children.
  • Do not bet on Arsenal to win the Premiere League, or for the Houston Rockets to make it out of the first round of the NBA Playoffs.  Because Arsenal is mathematically eliminated, and because Houston just does not want to win at all if the 2nd half of today’s game is any indication.

So there you have it, my tips for those of us who are poor.  Any tips to save money or make your your money go further?  Feel free to leave them in the comments.  Free of charge.